FinTech
Insights / 13 Feb 2025
FinTech
Overview
Fintech companies have started initially as challengers and disruptors of payment services. Now, they are shaping the financial landscape, expanding to encompass all aspects of finance.
Banking has undergone a significant transformation in the digital age. The industry now combines technology with AI, leveraging the power of data, adhering to the highest regulatory compliance standards, and providing exceptional customer experiences across all channels - digital, web, and standalone applications. The focus is on creating seamless user interactions that cater to each customer’s unique situation and needs. By doing so, banks can offer customized solutions that positively impact their financial lives.
Collaboration between traditional banks and their technology counterparts has become instrumental in the financial industry’s strategic evolution and a prudent business strategy in today’s highly competitive environment.
Expertise
Sirma offers a comprehensive suite of contemporary software products and technology services that financial institutions demand. Our highly qualified business, IT, and fintech experts help banks enhance their operations by identifying, optimizing, and deploying best practices, top-notch technology, and robust cybersecurity applications.
We focus on Data, AI, and Omnichannel Development. Our consultants help banks utilize the full power of data by offering a wide range of data management services, including integration, governance, analytics, and warehousing. With our innovative approach to using Data as a product, we navigate banks on how they monetize their data and transform it into innovative financial products that increase profits and create opportunities internally and for third partners. We aim to unlock the business value of data under complete transparency, security, and regulatory compliance, ensuring the protection of users and their personal data.
Services
Oracle FLEXCUBE Implementation Services
Oracle FLEXCUBE is a modular banking platform that follows industry best practices and uses standards-based technology. It helps banks transform their business models by automating and streamlining their business processes, and provides functional support and flexibility to retail banks’ products and services, which makes banking more efficient.
Temenos Implementation Services
Temenos Core Banking is the world’s most successful digital core banking platform. It is widely used and offers comprehensive banking functionalities across retail, corporate, treasury, wealth, and payments. The platform uses cloud-native and agnostic technology, which makes it possible for banks to implement fintech innovations quickly and gain an edge over their competitors.
Solution Architecture and Design
Data Management
Systems Integration and Deployment
AI-enabled solutions and Virtual assistants
Customization and Building up APIs for Seamless Integration with TPPs
Omnichannel Development
Security and Customer Authentication
End-to-end QA Process
IT and Business Compliance
Overall Project and Delivery Management
Our Experts Talk
FinTech Related products
Open Banking Suite
The Open Banking Suite (OBS) is a modular solution designed for the financial sector to assist your institution in complying with the last Payment Services Directives and upcoming PSR regulations and exploring new business opportunities in the payment universe.
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CeGate
CeGate is a software solution that manages and consolidates customer data, allowing various bank systems to extract necessary information for organizational processes.
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RepXpress
Comprehensive management and regulatory reporting system. You can use it to record, process, store and ultimately report data from all the different systems in any financial institution.
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UBX Suite
UBX Suite (Unified Banking Extension) is a modular solution for the financial sector. It enables banks and financial institutions to offer an efficient, customer-centric and innovative bank journey through products for bank cards, communication channels, and payment management.
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Melinda Conversational AI
Melinda is a Conversational AI empowered by artificial intelligence (AI), NLP/NLU and machine learning (ML) technologies, that mimic human conversations and provide automated proactive interaction with your customers in a natural way.
Discover moreOpen Banking Suite
CeGate
RepXpress
UBX Suite
Melinda Conversational AI
The Open Banking Suite (OBS) is a modular solution designed for the financial sector to assist your institution in complying with the last Payment Services Directives and upcoming PSR regulations and exploring new business opportunities in the payment universe.
Discover moreCeGate is a software solution that manages and consolidates customer data, allowing various bank systems to extract necessary information for organizational processes.
Discover moreComprehensive management and regulatory reporting system. You can use it to record, process, store and ultimately report data from all the different systems in any financial institution.
Discover moreUBX Suite (Unified Banking Extension) is a modular solution for the financial sector. It enables banks and financial institutions to offer an efficient, customer-centric and innovative bank journey through products for bank cards, communication channels, and payment management.
Discover moreMelinda is a Conversational AI empowered by artificial intelligence (AI), NLP/NLU and machine learning (ML) technologies, that mimic human conversations and provide automated proactive interaction with your customers in a natural way.
Discover more Clients
Leading the
change
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