The UBX Suite (Unified Banking Extension) is a flexible solution designed specifically for the financial sector. It offers a range of modular products enabling banks and financial institutions to provide a streamlined, customer-centric, innovative banking journey.
The Suite includes products for bank cards, communication channels, and payment management, which help banks deliver a competitive and reliable front-end banking experience. Additionally, it provides secure and optimized back-end processes through a robust, standardized IT platform, ensuring that customer data remains safe and secure. With UBX, banks can leverage core banking software while enjoying customized products and services tailored to their specific needs.
Notifications
A comprehensive communication-management system that automates customer notifications for financial institutions. It standardizes, customizes, schedules, and executes notifications regarding transactions, accounts, cards, credits, and reports.
The software distributes timely and accurate information to bank clients via traditional paper notifications, SMS, e-mail, and all popular chat platforms. This multi-channel communication system is flexible and adaptable to cater to different clients’ varying needs and preferences. The service enables financial institutions to provide the information their clients need in the format they prefer.
Automation triggered by events 
Templates 
Multi-channel delivery 
Scheduling SCARDS
SCARDS is a web-based application designed to automate all payment and card management back-office processes within financial institutions. This solution enables the full automation of service processes in the Payment & Card Center, which increases transaction speed, reduces operational risk, and enhances customer experience. By providing overall management of the card lifecycle, SCARDS offers a range of advantages to both financial institutions and clients.
Web interface 
Real-time manager 
Notifications 
Card products 
Fee management 
Risk mitigation 
Fraud prevention 
Compliance 
Bonus schemes 
Customer care DIBA
An end-to-end IT solution helping banks utilize business-critical electronic channels. DIBA gives access to a flexible self-service portal providing users with online onboarding and management of personal finance, accounts, transactions, utility bill payments, and timely notifications, reports, and statistics.
The end-user interacts via the web, apps and virtual bot assistants. The solution is suitable for banks, payment and e-money institutions, account information service providers (AISP), payment initiation service providers (PISP), credit brokers and fintech companies.
The system can provide API banking and smooth integration of other financial services related to Cards, open banking, Insurance, Pension assurance, and Private banking products.
Secure and reliable environment 
Integrated electronic services 
Cross-functionality 
Convenient user interface Payment Portal
Payment Portal is a secure, reliable, and versatile payment processing system for financial institutions. It ensures compliance with international banking regulations and standards and supports a wide range of payment systems, including SWIFT, SEPA, TARGET2, and PSD2. With Payment Portal, you can exchange information securely, process payments quickly, manage liquidity in real-time, and enjoy dependable performance. It suits banks, payment and e-money institutions, third-party providers, and more.
Automation of the payment process 
Robust user and transaction security 
UX/UI for Superior user experience 
Connectivity with multiple payment systems 
System flexibility 
