Giveaway Terms and Conditions

PRIZE DRAW — TERMS & CONDITIONS

Money 20/20 Europe • Amsterdam • 2–4 June 2026

1. Promoter

This prize draw (the “Draw”) is organised and operated by Sirma Group Holding AD, a public joint-stock company incorporated under Bulgarian law and listed on the Bulgarian Stock Exchange, with registered office at 135 Tsarigradsko Shose Blvd, 1784 Sofia, Bulgaria (“the Promoter”, “Sirma”, “we” or “us”).

2. Eligibility

The Draw is open to all attendees of Money 20/20 Europe 2026 who are 18 years of age or older at the time of entry. The following persons are not eligible to enter:

  • employees, contractors, or agents of Sirma Group Holding or any of its subsidiaries or affiliated companies;
  • immediate family members of the above (spouse, partner, parent, sibling, or child); and
  • any person who does not hold a valid Money 20/20 Europe 2026 attendee badge at the time of entry.

The Draw is void where prohibited or restricted by applicable law.

3. How to Enter

To enter the Draw, eligible attendees must scan the dedicated giveaway QR code, and complete the registration form in full by providing their name, company, job title, and business email address.

By completing and submitting the registration form, each entrant confirms that:

  • they have read and agree to these Terms & Conditions in their entirety;
  • the information provided is accurate and complete; and
  • they consent to receive marketing communications from Sirma Group Holding as described in Section 7 below.

Incomplete or illegible entries will be disqualified. Automated or bulk entries are not permitted. Each eligible attendee may enter once. Multiple entries from the same individual will be discarded.

4. Entry Period

The Draw opens when the Sirma stand opens on 2 June 2026 and closes at the time of the final draw on 3 June 2026 (“the Entry Period”). Entries received outside this period will not be accepted.

5. Prizes

Four (4) prizes are available in this Draw:

  • 4 × Apple AirTag
  • 1 × Apple iPad Air 13 inch
  • 1 × Apple AirPods 4

Each prize will be awarded to a separate winner. Prizes are non-transferable, non-exchangeable, and have no cash alternative. The Promoter reserves the right to substitute any prize with one of equivalent or greater value in the event of circumstances outside its reasonable control.

6. Draw & Winner Selection

Prize draws will take place on two separate occasions during the event:

  • Draw 1: at the Sirma stand on 2 June 2026 at 16:00 CEST for 2 × AirTags and 1 × iPad Air
  • Draw 2: at the Sirma stand on 3 June 2026 at 16:00 CEST for 2 × AirTags and AirPods 4

Winners will be selected by random draw from all valid entries received up to the time of each respective draw.

Presence at the stand at the time of the draw is required in order to claim a prize. If a selected winner is not present at the stand when their name is drawn, they will be disqualified and an alternative winner will be selected immediately by random draw from the remaining eligible entries. This process will continue until a present entrant is identified.

The Promoter’s decision on the conduct of the draw and winner selection is final and binding. No correspondence will be entered into regarding the outcome of any draw.

7. Marketing Consent & Data Protection

By entering the Draw, participants explicitly consent to Sirma Group Holding processing their personal data for the following purposes:

  • administration of the Draw, including winner selection and prize fulfilment;
  • adding participants to the Sirma marketing mailing list to receive news, product updates, event invitations, and other commercial communications by email; and
  • internal analytics and business development activities.

Personal data will be processed in accordance with Regulation (EU) 2016/679 (the General Data Protection Regulation — “GDPR”) and applicable Bulgarian data protection law. Sirma Group Holding is the data controller. Data will not be sold or transferred to unaffiliated third parties except where required by law or necessary for prize delivery.

Participants may withdraw their marketing consent and/or request erasure of their personal data at any time by emailing privacy@sirma.com. Withdrawal of marketing consent will not affect the validity of an existing entry or the outcome of the Draw. For full details, please refer to the Sirma Privacy Policy available at www.sirma.com.

Personal data will only be retained for as long as necessary for the administration of the Draw, any related legal or regulatory obligations and ongoing marketing communications unless the participant has separately withdrawn their marketing consent.

8. General Conditions

The Promoter reserves the right to verify the eligibility of any entrant and to disqualify any entry that does not comply with these Terms & Conditions. The Promoter also reserves the right to cancel, suspend, or amend the Draw at any time where circumstances arise outside its reasonable control, or where the integrity of the Draw is at risk.

The Promoter’s decision on all matters relating to the Draw, including eligibility, winner selection, and prize fulfilment, is final and binding. No correspondence will be entered into.

Winners may be required to participate in promotional activity relating to the Draw (such as a photograph at the stand for use on social media or in press materials). Participation in such activity is at the winner’s discretion; declining does not affect entitlement to the prize.

Neither the Promoter nor Money 20/20 (the event organiser) shall be liable for any loss, damage, injury, or disappointment suffered by any entrant in connection with the Draw or any prize, except where such liability cannot be excluded by law.

Apple Inc. is not a sponsor of, or associated with, this Draw. All product names and trademarks are the property of their respective owners.

9. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Bulgaria. Any dispute arising in connection with the Draw shall be subject to the exclusive jurisdiction of the competent Bulgarian courts, without prejudice to any mandatory consumer protection rights that participants may have under the law of their country of residence.

Sirma Group Holding AD • 135 Tsarigradsko Shose Blvd, 1784 Sofia, Bulgaria • www.sirma.com